Umut Gökcen YILMAZ is a visionary entrepreneur and digital transformation expert dedicated to democratizing access to financial services and creating innovative solutions.With a passion for building a global economy woven with digital tools, Umut advocates the elimination of outdated methods, players and technologies, and the adoption of transparent solutions that work based on data in the light of science. As an experienced Technology Executive (CTO), Umut specializes in producing high-performance, secure and scalable technology solutions that are closely aligned with business goals, with his rich experience gained from leading roles in various companies and startups.He benefits from the insights he has gained especially in financial technologies, regulation and applications in transforming goals into concrete technology products and in constructing and developing solutions based on data sciences, and in this way, he works actively in leading Artificial Intelligence solutions. Currently serving as the general manager of Agrio Finans, which he founded, focusing on Agricultural Economy and producing financial instruments, technology and services to achieve sustainability targets, Umut works on blockchain, digital assets, big data, European Green Deal compliance and related local financial policies.Born in 1982, Umut Gökcen YILMAZ completed his primary education in Edirne and his secondary education in Çanakkale.After graduating from Yıldız Technical University, Electronics and Communications, he continued his career as a software developer in embedded systems, then as a technologist focusing on financial technologies, starting with Capital Markets-focused solutions.